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Sat, 28 Jun, 2014 02:24:48 AM FTimes Report, June 28  File picture of a housing project. Photo Lehtikuva. The growth of average housing loans in Finland has slowed down significantly in recent years.
The share of those with housing loans among all household-dwelling units has remained almost unchanged during the past three years, according to Statistics Finland's statistics on indebtedness.
But in the early 2000s, the housing loans grew, on average, by ten per cent per year.
The average housing loan of household-dwelling units was EUR 93,620, which in real terms was around EUR one hundred less than in 2012, the data shows.
Around 873,000 household-dwelling units, almost every third household-dwelling in Finland had housing loans in 2013, while the figure was 660,000 in 2002.
The average housing loan is the highest in Uusimaa, where it amounted to EUR 119,500 in 2013.
Average housing loans of household-dwelling units with housing loans in 2002 to 2013, in 2013 money. Source: Statistics Finland. In Kainuu and Lapland, the average housing loan was the lowest, around EUR 70,000.
Slightly more than every second household-dwelling unit had some kind of a loan in 2013. Eleven per cent had study loans and three per cent had loans charged on business activities or a source of income.
In relative terms, the number of household-dwelling units with housing loans was highest in the regions of Åland (39%) and Kanta-Häme (37%).
The share of people with housing loans in all household-dwelling units was lowest in North Karelia (29%).
Interests on housing loans per person went down by 29 per cent from the year before, according to the statistics.
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